Local Law, Records And Access
The policy on this page explains how we handle access, account records, cookies and requests tied to your account in India. UPI, Paytm, PhonePe and Google Pay may appear in our logs as transaction references, refund paths or proof of payment, but they do not change
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the legal rule that applies to your account. When a state rule or another local duty limits access, we apply that limit only where local law permits. We may ask for extra checks before changing records or releasing copies, because we need to confirm the request
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comes from the account holder. If we store a record, we do it for a reason: sign-in security, dispute handling, tax checks, fraud detection or another duty set by law. Once that reason ends, we remove it or archive it under the retention schedule that applies
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to your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.